How to Apply for Social Security Disability Benefits in Indiana
Applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) can be a complex and time-consuming process. Applicants face challenges in proving their disability and securing benefits due to strict guidelines, and most applicants are initially turned away. Having an experienced Social Security Disability law firm like Lee Cossell & Feagley, LLP, on your side can significantly improve your chances of a successful application. Below is a step-by-step guide to help you understand the process of applying for disability benefits in Indiana. If your claim for SSDI or SSI has been denied, contact our office to speak with a skilled and knowledgeable Indianapolis Social Security Disability lawyer.
Step 1: Determine Eligibility
Before applying, it is crucial to determine whether you qualify for SSDI or SSI.
- SSDI Eligibility: You must have a qualifying disability and a sufficient work history, having paid into Social Security through payroll taxes.
- SSI Eligibility: SSI is for individuals with limited income and resources who are disabled, blind, or over 65 years old, regardless of work history.
To be considered disabled by the Social Security Administration (SSA), you must have a medical condition that prevents you from working and is expected to last at least 12 months or result in death.
Step 2: Gather Necessary Documentation
A well-prepared application requires ample supporting documentation. Before you apply, collect:
- Medical Records: Obtain medical reports, test results, treatment history, and statements from your doctors.
- Work History: Provide details of your employment over the past 15 years, including job duties and earnings.
- Personal Information: Have your Social Security number, birth certificate, and banking details ready.
- Medications and Treatments: List all medications you take and any treatments you have received for your condition.
- Financial Information (for SSI applicants): Gather details on income, assets, and living arrangements.
Step 3: Submit Your Application
You can apply for Social Security Disability benefits in Indiana in the following ways:
- Online: Visit SSA.gov and complete the application electronically.
- By Phone: Call the SSA at 1-800-772-1213 (TTY 1-800-325-0778) to apply over the phone.
- In Person: Schedule an appointment and visit your nearest Social Security office. In Indianapolis, the SSA office is located at:
Social Security Office
575 N Pennsylvania St, Suite 650
Indianapolis, IN 46204
Step 4: Wait for a Decision
After submitting your application, SSA will review your medical records and work history. The process typically takes three to five months. During this period, SSA may request additional information or require a consultative medical exam.
Step 5: Respond to Requests Promptly
If SSA requests additional documentation or schedules a medical evaluation, respond promptly to avoid delays in processing your claim.
Step 6: Appeal If Your Claim Is Denied
Many initial disability claims are denied. If your application is rejected, you have the right to appeal within 60 days. The appeals process includes:
- Reconsideration: A new reviewer examines your case.
- Hearing Before an Administrative Law Judge (ALJ): If denied again, you can request a hearing before an ALJ.
- Appeals Council Review: If the ALJ denies your claim, you can request a review by the Social Security Appeals Council.
- Federal Court: If necessary, you can file a lawsuit in federal court.
Why You Need a Social Security Disability Lawyer
Applying for disability benefits is complicated, and many claims are denied due to incomplete applications, insufficient medical evidence, or missed deadlines. An experienced SSDI law firm like Lee Cossell & Feagley, LLP can:
- Ensure your application is complete and accurate.
- Gather and present compelling medical evidence.
- Represent you in hearings and appeals.
- Improve your chances of securing benefits sooner.
Get Help With Your SSDI or SSI Application Today
If you are applying for Social Security Disability benefits in Indiana, don’t go through the process alone. At Lee Cossell & Feagley, LLP, we are dedicated to helping clients navigate the SSDI and SSI application process successfully. Contact us today for a free consultation and let us help you secure the benefits you deserve.
